Guide and support

The first time you open the app, you choose whether to sync your data with your iCloud or keep it on this device only. Then create your first account with today's balance. From there you add transactions and fixed expenses.

You can change your sync choice later, in Settings, under Profile.

It's what you can really spend up to a given date. Zenith Flow starts from today's balance, adds upcoming income, subtracts upcoming commitments (fixed expenses, card charges, expenses already scheduled) and subtracts the savings you've set aside.

At the top of the Overview you choose the period: 7D, 1M, 3M or 1Y. Available looks ahead three months at most. To go further there's the Simulator.

A number from 0 to 100 that tells you how well your spending is under control. It doesn't measure how much money you have but how you're managing it, and it compares you with your own habits over recent months, not with other people.

It has five states, from “At sunset” to “At the zenith”, and shows the week's trend. It needs at least one full month of transactions. Until then the index is “Listening” and the sun stays halfway up.

With Zenith Flow Plus, “Why the sun is here” explains it through its four ingredients: spending pace, coverage, saving and order.

Yes, in Settings, under General. The languages are Italian, English, German, French and Portuguese (Brazil); if the device is in another language, Zenith Flow starts in English. Widgets follow the device language.

The currencies are the euro, US dollar, pound sterling, Brazilian real and yen. There is one currency for the whole app, and changing it changes the symbol, not the amounts: Zenith Flow doesn't convert between currencies.

Yes, in Settings, under Appearance: light, dark or system theme, background color and intensity, card style (Glass, Solid or Light), corners and list density.

You can also choose the scene on the Available card in the Overview: Zenith Index, Balance trend, Time of day or none.

On iPhone with iOS 26 they're in the action bar above the tabs; “More” is in the circle on the right. With iOS 18 there's the “+” for a new transaction, and “Create new” is inside More.

On iPad and Mac you use the sidebar, the menus and the keyboard shortcuts: ⌘1–⌘4 for Overview, Charts, Transactions and Budget, ⌘5 for the Simulator (Plus); ⌘N new transaction, ⇧⌘N transfer, ⇧⌘S fixed expense, ⌥⌘N account, ⌥⌘S export backup.

Checking account, savings account, securities account and card account, which is meant for prepaid cards. Every account has a name, icon, color, tags, opening balance and, if you want, an IBAN or account number; the IBAN is checked.

A closed account goes into the Archive with its whole history and can be reactivated whenever you want. The default account is the one already selected when you record a transaction, and it's the one the Quick actions widget uses.

As it does at the bank: expenses made with the card don't leave the account right away. They're collected until the statement closes, at the end of the month or on the day you choose from the 1st to the 28th, and are charged to the account on the charge day. The limit resets with each statement; a card with no limit is unlimited (∞).

Zenith Flow saves only the last 4 digits of the card.

On the charge day the app creates the card's statement and records the charge on the linked account. Statements stay in the archive year by year, with a summary and a chart.

This happens when you open the app: if you don't open it that day, you'll find it done the next time you open it.

Yes, and it's always free. On a debit card it's a monthly budget; on a credit card it's a cap of your own, below the card's limit. If you go over it, the card's detail screen tells you.

With Quick add: amount, type and account in a few taps. On Mac the full form opens.

You'll also find it outside the app: in the Quick actions widget, in Control Center, on the Lock Screen and on the iPhone's Action button, and by touching and holding the app icon. On Mac, from the Dock: new transaction, new transfer and new fixed expense.

As a transfer: both balances are updated, but it counts neither as income nor as an expense.

Yes: give it a future date. It counts in Available right away and becomes an actual transaction on its date, the first time you open the app.

Income that repeats, such as a salary, is entered one at a time for now.

Record a refund, even a partial one: it lowers the expense it refers to instead of showing up as income.

In the list of transactions you can search and filter by period, type, accounts, cards, categories, tags and amount.

Choose the amount, the account or card and the recurrence: weekly, monthly, bimonthly, quarterly, half-yearly, yearly, every N days or one-off. The end date is optional.

If the amount is always the same, the expense is recorded automatically when it's due. For bills that change every time choose “to confirm”: you enter the actual amount yourself.

You can skip it this time only, or pause it and reactivate it when you need it.

Because an expense you haven't confirmed is still a commitment: an unpaid bill still has to be paid. Zenith Flow keeps counting it for 45 days, so you have time to confirm it, skip it or delete it. When the time is up, it reminds you with a notification before taking it out of Available.

Fixed expenses, scheduled transactions and statements are recorded when you open the app. Open it and it catches up right away.

What they cost you per month and per year, and where the money goes. With the Simulation you see what changes if you cancel one or add one, with its amount and frequency.

On the free plan, one active budget, on a category or on a tag. A tag's budget is set from Manage tags and can be monthly or the total of a project, such as a trip. Card budgets don't count and are always free. With Zenith Flow Plus budgets are unlimited.

When you go over a category budget you see it on the Budget page and in the Overview.

It's the period budgets are calculated on. It can be monthly, with the start day you choose (from the 1st to the 28th), or weekly. If you're paid on the 27th, start the cycle on the 27th: your budgets will run from paycheck to paycheck.

You set it in Settings, under General.

A money box is a sum you set aside every month, with an optional target and, if you want, an annual return. A goal has an amount and, if you want, a deadline: Zenith Flow works out how much to set aside each month and tells you whether you're on track or behind.

On the free plan you can have one active of each type; those you've reached or archived don't count. If you want, the money you set aside stays out of Available, so you don't spend it by mistake.

Check that all your devices use the same Apple Account, that iCloud is turned on for Zenith Flow in the Settings app (System Settings on Mac), and that you're connected to the internet.

The first sync can take a few minutes. Leave the app open on both devices. If the problem continues, write to me.

The actual state of sync: synced, no connection, iCloud full, iCloud unavailable or sync failed. On iPad and Mac you read it in the sidebar; on iPhone, tap the cloud to open Profile, which explains it. With your data on the device only, a device symbol takes the place of the cloud.

In Profile you'll also find the list of linked devices, with their last access.

In Settings, under Backup, you turn on automatic backup and choose how often, every day, every week or every month, and how many to keep: 5, 10, 20, 30 or 50. With iCloud on, backups go to your iCloud Drive; otherwise they stay on the device. Automatic backup, too, runs when you open the app.

Backups on iCloud are encrypted with a key kept in your iCloud Keychain: you can restore them on devices with the same Apple Account.

A backup contains your financial data, not the app's settings.

On the same page you'll find “Export full backup” and “Restore from a file…”. When you export you can protect the file with a password: without one, anyone who opens the file can read it; with a password, if you forget it the backup can no longer be opened.

Restoring aligns the device's data with the backup. Before it does, Zenith Flow saves a safety copy of your current data, which you'll find in the list of backups.

In Settings, under Security, you turn on the lock with Face ID, Touch ID or the device passcode (on Mac, Touch ID or the Mac's password) and choose when it's required: right away or after 1, 5 or 15 minutes or an hour.

With the lock on, you can also hide your data in the multitasking preview on iPhone and iPad; on Mac, Zenith Flow covers its windows when you switch to another app or minimize it to the Dock. The clipboard clears itself 1, 3, 5 or 10 minutes after you copy an IBAN or an account number. “Hide amounts” covers every figure with one tap: in the app, in the widgets and in Siri's answer.

Deleting the app deletes the data stored on the device. If you use sync, you can also remove the data in iCloud from the Settings app (System Settings on Mac): your name, iCloud, Manage Storage, Zenith Flow.

I have no copies of your data, so there is nothing else to delete.

Free: Available (small and medium), Zenith Index (small), Account and Quick actions. On the Lock Screen of iPhone and iPad: Available and Zenith Index.

With Zenith Flow Plus: Expenses by category, Cycle budget, Savings goals and Upcoming, in medium and large sizes, plus the medium Zenith Index with its ingredients. You can also give widgets a light or dark background, a color and an intensity.

On iPhone and iPad, touch and hold an empty area of the Home Screen, tap Edit and then Add Widget, then search for Zenith Flow.

Some widgets are set up by touching and holding them: Account and Quick actions let you choose the account, Upcoming the period and the account, Savings goals the goal.

Widgets update when you open the app and when the system allows it. Open Zenith Flow for a moment and the widgets catch up right away.

In the Shortcuts app and in Spotlight you'll find New expense, New income, New fixed expense and How much can I spend. On iPhone there's also the “New expense” button for Control Center, for the Lock Screen and for the Action button.

With your iPhone unlocked you can ask Siri “How much can I spend with Zenith Flow?”: it tells you your Available amount without opening the app.

For fixed expenses, for card charges, for transactions with a future date and for card expiry. In Settings, under Notifications, you choose what to be reminded of, how far ahead, at what time and on which devices, and you see a preview of the upcoming alerts.

For a bill to confirm, you enter the amount right in the notification, or choose “Remind me tomorrow”.

Check that notifications are allowed for Zenith Flow in the Settings app (System Settings on Mac) and turned on in the app's Notifications section. Also check that a Focus isn't silencing them.

Nine things: “Why the sun is here”, that is, the Zenith Index explained; all charts (Assets, Balance, Weight of fixed expenses); the Simulator; unlimited budgets; unlimited goals and money boxes; custom categories; the Plus widgets; widgets your way; PDF export.

It's a one-time purchase, with no subscription.

On iPhone and iPad in Settings, under Zenith Flow Plus; on Mac in Settings, under Plus. On the same page there's “Restore purchases”: use the same Apple Account you bought it with and Plus comes back on all your devices.

Family Sharing is not enabled: the purchase is valid for one Apple Account only.

The price is the one the App Store shows in your country. In Italy it's €19.99, with a launch price of €12.99 for the first period.

To know when Plus is on sale, turn on “Notify me about offers” in Settings, under Notifications. It's off until you turn it on, and you get at most one notification per offer.

Purchases go through the App Store, so Apple handles refunds. You can request one at reportaproblem.apple.com.